Illinois closing cost guide

Cost to sell a house in Illinois.

IL state + county + city transfer taxes stack; Chicago is highest. Attorney customary.

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Reference breakdown

On a $300,000 Illinois home sold the traditional way.

Agent commission (5.5%)$16,500

State + local transfer tax (0.55%)$1,650

Owner's title insurance (0.5%)$1,500

Recording / settlement / attorney fees$900

Pre-listing repairs (1%)$3,000

Staging + photography$1,200

Total costs$24,750

Net to seller$275,250

On a HomeInvestor cash sale in Illinois, the buyer typically pays all closing costs and there's no agent commission — so the discount from retail is your only "fee." Many sellers net more after the math, especially when repair budgets are factored in.

Illinois cities

Drill into your local market.

Chicago

Pop. 2,690,705

Aurora

Pop. 206,875

Rockford

Pop. 187,740

Naperville

Pop. 161,882

Springfield

Pop. 141,904

Peoria

Pop. 136,104

Joliet

Pop. 127,824

Elgin

Pop. 118,887

Waukegan

Pop. 97,676

Belleville

Pop. 95,633

Plainfield

Pop. 94,210

Des Plaines

Pop. 89,543

Champaign

Pop. 89,509

Decatur

Pop. 87,132

Bloomington

Pop. 84,850

Cicero

Pop. 84,042

Arlington Heights

Pop. 80,888

Evanston

Pop. 79,686

Palatine

Pop. 77,503

Schaumburg

Pop. 76,158

Bolingbrook

Pop. 73,796

Orland Park

Pop. 65,681

Tinley Park

Pop. 64,939

Berwyn

Pop. 64,039

Round Lake

Pop. 60,237

Skokie

Pop. 60,111

Wheaton

Pop. 60,004

Crystal Lake

Pop. 59,315

Chicago Heights

Pop. 58,818

East Saint Louis

Pop. 57,546

Saint Charles

Pop. 57,176

Mchenry

Pop. 57,033

Oak Lawn

Pop. 56,820

Downers Grove

Pop. 56,059

Mount Prospect

Pop. 55,611

Normal

Pop. 53,926

Glenview

Pop. 52,536

Lombard

Pop. 52,390

Oak Park

Pop. 51,902

Quincy

Pop. 51,749

Hoffman Estates

Pop. 50,625

Urbana

Pop. 50,140

Melrose Park

Pop. 47,575

Elmhurst

Pop. 46,450

Dekalb

Pop. 46,267

Danville

Pop. 45,117

Moline

Pop. 44,887

Barrington

Pop. 44,031

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