Cash vs. Realtor
Which path actually nets you more?
A $255K cash offer can beat a $310K listing once you subtract commissions, repairs, and 3 months of holding costs. Run your own numbers.
Cash offer
Pre-screened cash buyers typically cover closing costs and skip inspections, so the cash offer is also your net.
Realtor listing
Net from cash offer
$255,000
Net from MLS listing
$266,600
List price$310,000
Commission− $18,600
Pre-listing repairs− $12,000
Buyer concessions− $6,200
3 mo holding− $6,600
Listing nets $11,600 more than cash — if you're willing to wait 3 months.
Doesn't price in price uncertainty, days-on-market risk, or the cost of your time. A bird-in-hand cash close usually beats a bigger maybe.
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