homeinvestor.coGet Offer
Product · Rent-to-Own

Rent-to-own. Income today, sale tomorrow.

Lock in a sale price now, collect above-market rent and an option fee, and let the tenant-buyer buy you out in 1–3 years.

Trusted by sellers to get cash + terms offers

Free, no obligation — marketplace, not a broker — we match you with pre-screened buyers

Privacy Secured | Advertising Disclosures

300+

Lending partners

2 min

Pre-qualify online

$0

Cost to compare

Soft

Credit check first

Why borrowers come to us

The pain points we remove from rent-to-own.

Comparing rent-to-own on your own means dozens of forms, dozens of credit pulls, and rate quotes that change once you call. We do it once, you compare side-by-side.

  • Vacant property bleeding mortgage and insurance every month
  • Long-term tenants who treat the place like a rental
  • Markets where buyers can't quite qualify but really want to own
  • Wanting flexibility between a sale and a rental
How it works

Four steps to your best rent-to-own offer.

01

Tell us about the property

Share the address and a few details about the rent-to-own agreement. Takes about 2 minutes no inspections, no listing prep.

02

We run the numbers

Our team pulls comps, condition data, and local demand to build a cash offer and matching terms scenario.

03

Get both offers

See your cash number side-by-side with our owner-financing offer monthly payment, down, and total price.

04

Pick what works for you

Accept either offer and we close on your timeline often in 7 to 21 days, paid by wire at a local title company.

What's included

Everything you need to close confidently.

Every rent-to-own match comes with the items below no upsells, no surprise fees.

  • Non-refundable option fee at signing (1–5% of price)
  • Monthly rent at or above market
  • Locked-in sale price for the option period
  • Tenant-buyer typically handles minor maintenance
  • We screen and qualify the tenant-buyer
  • Convert to owner-financing or cash sale at exercise
FAQs

Common Rent-to-Own questions.

How is rent-to-own different from owner financing?

+

Rent-to-own keeps you on title until the tenant exercises the option. Owner financing transfers the deed at closing with a mortgage you hold. Rent-to-own is easier to unwind if the tenant defaults.

What if they never buy?

+

You keep the option fee and all rent paid. The property comes back to you free of any sale obligation, and you can re-list, re-lease, or sell to us for cash.

Who handles repairs?

+

Typically the tenant-buyer handles minor repairs (under $500) and the seller handles major systems. The agreement spells it out.

Can I cancel?

+

Not unilaterally during the option period but you can sell us the property and the contract at any point if you need out.

Ready to compare Rent-to-Own?

Free, no obligation. Get started in 2 minutes we verify your info and connect you with top lenders.

Soft credit check won't impact your score

Get a cash + terms offer

Free · 24-hour offer · no obligation

Get Offer