Sell on terms. Earn monthly. Net more.
Owner financing lets you sell for closer to retail, collect interest like a bank, and defer the tax hit. We structure the note and handle the paperwork.
Trusted by sellers to get cash + terms offers
Trusted by sellers to get cash + terms offers
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Pre-qualify online
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Cost to compare
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The pain points we remove from owner financing.
Comparing owner financing on your own means dozens of forms, dozens of credit pulls, and rate quotes that change once you call. We do it once, you compare side-by-side.
- Cash offers that come in 25–40% below retail
- A lump-sum sale triggering a giant capital-gains bill
- Wanting steady monthly income from a property you no longer want to manage
- Buyers who can't get traditional financing on rural or unique properties
Four steps to your best owner financing offer.
Tell us about the property
Share the address and a few details about the owner-financed sale. Takes about 2 minutes no inspections, no listing prep.
We run the numbers
Our team pulls comps, condition data, and local demand to build a cash offer and matching terms scenario.
Get both offers
See your cash number side-by-side with our owner-financing offer monthly payment, down, and total price.
Pick what works for you
Accept either offer and we close on your timeline often in 7 to 21 days, paid by wire at a local title company.
Everything you need to close confidently.
Every owner financing match comes with the items below no upsells, no surprise fees.
- Higher sale price than cash offers (typically 5–15% more)
- Monthly principal + interest, 5–20 year term
- We qualify and underwrite the buyer for you
- Promissory note + recorded deed of trust
- Optional servicing payments collected for you
- Installment-sale tax treatment (talk to your CPA)
Common Owner Financing questions.
How does owner financing actually work?
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You sell the property and carry the note the buyer pays you monthly like they'd pay a bank. The deed transfers at closing; if they default, you foreclose and take the property back.
What if the buyer stops paying?
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The deed of trust gives you the right to foreclose, just like a bank. We can also offer to buy the note back from you at any point.
What rate should I charge?
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Typical owner-financed notes run 7–10% APR depending on down payment, term, and property type. We model out a few scenarios in your offer.
Is the buyer qualified?
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We underwrite buyers on cash reserves, down payment, and creditworthiness not the same as a bank, but real screening so the note performs.
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