New York closing cost guide

Cost to sell a house in New York.

NY state RETT $2/$500; NYC adds 1% mansion tax above $1M. Attorney required.

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Reference breakdown

On a $300,000 New York home sold the traditional way.

Agent commission (5.5%)$16,500

State + local transfer tax (0.4%)$1,200

Owner's title insurance (0.6%)$1,800

Recording / settlement / attorney fees$1,500

Pre-listing repairs (1%)$3,000

Staging + photography$1,200

Total costs$25,200

Net to seller$274,800

On a HomeInvestor cash sale in New York, the buyer typically pays all closing costs and there's no agent commission — so the discount from retail is your only "fee." Many sellers net more after the math, especially when repair budgets are factored in.

New York cities

Drill into your local market.

Brooklyn

Pop. 2,539,789

New York

Pop. 1,596,009

Bronx

Pop. 1,397,228

Buffalo

Pop. 557,299

Rochester

Pop. 474,690

Staten Island

Pop. 470,223

Syracuse

Pop. 229,864

Jamaica

Pop. 228,635

Flushing

Pop. 218,818

Yonkers

Pop. 178,429

Schenectady

Pop. 162,320

Albany

Pop. 145,865

Astoria

Pop. 145,333

Corona

Pop. 107,962

Ridgewood

Pop. 99,379

Elmhurst

Pop. 99,159

Poughkeepsie

Pop. 86,324

Woodside

Pop. 86,316

East Elmhurst

Pop. 78,005

Binghamton

Pop. 75,067

New Rochelle

Pop. 74,327

Queens Village

Pop. 73,495

Far Rockaway

Pop. 72,426

Utica

Pop. 71,378

White Plains

Pop. 70,832

Troy

Pop. 70,681

Forest Hills

Pop. 69,757

Ithaca

Pop. 67,658

Mount Vernon

Pop. 67,514

Huntington Station

Pop. 67,412

Bay Shore

Pop. 65,821

Niagara Falls

Pop. 65,633

Jackson Heights

Pop. 63,320

Valley Stream

Pop. 62,263

Middletown

Pop. 61,792

Spring Valley

Pop. 60,293

Brentwood

Pop. 57,375

Ozone Park

Pop. 56,954

Hempstead

Pop. 56,773

Fresh Meadows

Pop. 55,423

Massapequa

Pop. 55,009

Newburgh

Pop. 54,565

Liverpool

Pop. 52,103

Lockport

Pop. 50,807

Webster

Pop. 50,559

Bayside

Pop. 50,462

Watertown

Pop. 49,380

Elmira

Pop. 49,212

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