Cost to sell a house in Philadelphia, PA.
On a typical $210,000 Philadelphia sale, total seller costs to list and close traditionally run about $25,889 roughly 12.3% of the sale price. Here's the line-item breakdown.
- Median DOM
- 24 days
- Median income
- $59,988
- Total transfer rate
- 4.28%
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List with an agent
$210,000 sale price
- Agent commission (5.5%)$11,550
- State + local transfer tax (4.2780000000000005%)$8,984
- Owner's title insurance (0.55%)$1,155
- Recording / settlement / attorney$900
- Pre-listing repairs (1%)$2,100
- Staging + photography$1,200
Time to close: typically 60-90 days from list to keys.
HomeInvestor cash offer
$163,800 offer (~78% of retail)
- Agent commission$0
- Transfer tax(Buyer pays)$0
- Title insurance(Buyer pays)$0
- Closing / attorney fees(Buyer pays)$0
- Repairs(As-is, buyer's problem)$0
- Staging / photography(Not needed)$0
Time to close: 7-21 days. No showings, no contingencies.
Net difference
Listing nets you more: $20,311
The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.
Attorney required?
Not required in Pennsylvania, but title companies handle most closings.
Transfer tax
PA realty transfer tax: 1% state + 1% local, typically split 50/50.
Repair credits
On a traditional listing, post-inspection repair credits in Philadelphia commonly cost sellers another $2-8k beyond the budget above.
Philadelphia adds a local surtax
Philadelphia RTT — +2.28%
Philadelphia adds a 3.278% realty transfer tax (typically split, so ~1.639% seller-paid) on top of the PA 1% state tax.
Result: on a $210,000 sale, Philadelphia's transfer tax line is $8,984 instead of $4,200 at the state baseline.
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