What's your home actually worth in each scenario?
Net to seller — not just sticker price. Confidence range, not a single fake number. Compare cash, owner finance, FSBO, and an agent listing side-by-side.
Your property
Honest value range
$276,250to$373,750
Midpoint $325,000 · ±15% confidence band. Real AVMs miss by 10–20% on individual homes — we won't pretend otherwise.
Conservative
$276,250
Most likely
$325,000
Optimistic
$373,750
Submit your address for comps-backed numbers from a local buyer. No Zestimate guessing games.
Owner-finance assumptions
Tune these to see how owner-financing stacks up.
Net to you, all four paths
After commissions, closing costs, concessions, repairs, holding costs, and mortgage payoff. Real money in your pocket.
Cash Offer
FastestNet to you (range)
$106,000 – $132,000
- Buyer covers most closing costs
- No commissions
- Sold as-is — no repairs
- Cash proof, fast close
Owner Finance
Highest totalTotal collected over 5 yrs
$431,968
- 10% down, 7.5% rate, 30-yr am
- Balloon in 5 years
- Monthly cash flow
- Full retail price
FSBO
DIYNet to you
$169,988
- Sell yourself, no listing agent
- Still typically pay buyer agent 2.5%
- You handle showings, marketing
- Repairs / prep usually required
List with Agent
ConventionalNet to you
$166,875
- MLS listing + agent marketing
- 5.5% combined commission
- Repairs / staging usually required
- Inspection + appraisal contingencies
Time to close
Typical days from accepted offer to cash in hand. Cash skips the appraisal, financing, and inspection contingencies.
FSBO and agent timelines include market days. Cash and owner-finance start from accepted offer.
Want real numbers? Get a cash + terms offer.
Submit your address and we'll send back a comps-backed cash range and an owner-finance scenario within 24–48 hours.
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