South San Francisco, CA local closing costs

Cost to sell a house in South San Francisco, CA.

On a typical $325,000 South San Francisco sale, total seller costs to list and close traditionally run about $25,183 roughly 7.7% of the sale price. Here's the line-item breakdown.

Median DOM: 52 days
Median income: $93,410
Total transfer rate: 0.11%

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List with an agent

$325,000 sale price

Agent commission (5.5%)$17,875
State + local transfer tax (0.11%)$358
Owner's title insurance (0.4%)$1,300
Recording / settlement / attorney$1,200
Pre-listing repairs (1%)$3,250
Staging + photography$1,200

Total costs$25,183

Net to seller$299,818

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$253,500 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$253,500

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $46,318

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in California, but title companies handle most closings.

Transfer tax

California state documentary tax is $1.10/$1,000; many cities add their own.

Repair credits

On a traditional listing, post-inspection repair credits in South San Francisco commonly cost sellers another $2-8k beyond the budget above.

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