Mc Rae, GA local closing costs

Cost to sell a house in Mc Rae, GA.

On a typical $130,000 Mc Rae sale, total seller costs to list and close traditionally run about $11,150 roughly 8.6% of the sale price. Here's the line-item breakdown.

Median DOM: 71 days
Median income: $37,674
Total transfer rate: 0.10%

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List with an agent

$130,000 sale price

Agent commission (5.5%)$7,150
State + local transfer tax (0.1%)$130
Owner's title insurance (0.4%)$520
Recording / settlement / attorney$850
Pre-listing repairs (1%)$1,300
Staging + photography$1,200

Total costs$11,150

Net to seller$118,850

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$101,400 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$101,400

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $17,450

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Yes — Georgia customarily requires an attorney at closing.

Transfer tax

GA real estate transfer tax is $1.00/$1,000. Closing attorney is required by law.

Repair credits

On a traditional listing, post-inspection repair credits in Mc Rae commonly cost sellers another $2-8k beyond the budget above.

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