Three Oaks, MI local closing costs

Cost to sell a house in Three Oaks, MI.

On a typical $210,000 Three Oaks sale, total seller costs to list and close traditionally run about $18,351 roughly 8.7% of the sale price. Here's the line-item breakdown.

Median DOM: 71 days
Median income: $59,731
Total transfer rate: 0.86%

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List with an agent

$210,000 sale price

Agent commission (5.5%)$11,550
State + local transfer tax (0.86%)$1,806
Owner's title insurance (0.45%)$945
Recording / settlement / attorney$750
Pre-listing repairs (1%)$2,100
Staging + photography$1,200

Total costs$18,351

Net to seller$191,649

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$163,800 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$163,800

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $27,849

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Michigan, but title companies handle most closings.

Transfer tax

MI state + county transfer tax totals about $8.60/$1,000.

Repair credits

On a traditional listing, post-inspection repair credits in Three Oaks commonly cost sellers another $2-8k beyond the budget above.

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