Marine On Saint Croix, MN local closing costs

Cost to sell a house in Marine On Saint Croix, MN.

On a typical $350,000 Marine On Saint Croix sale, total seller costs to list and close traditionally run about $27,305 roughly 7.8% of the sale price. Here's the line-item breakdown.

Median DOM: 71 days
Median income: $99,798
Total transfer rate: 0.33%

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List with an agent

$350,000 sale price

Agent commission (5.5%)$19,250
State + local transfer tax (0.33%)$1,155
Owner's title insurance (0.4%)$1,400
Recording / settlement / attorney$800
Pre-listing repairs (1%)$3,500
Staging + photography$1,200

Total costs$27,305

Net to seller$322,695

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$273,000 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$273,000

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $49,695

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Minnesota, but title companies handle most closings.

Transfer tax

MN deed tax is $3.30/$1,000.

Repair credits

On a traditional listing, post-inspection repair credits in Marine On Saint Croix commonly cost sellers another $2-8k beyond the budget above.

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