Cades, SC local closing costs

Cost to sell a house in Cades, SC.

On a typical $145,000 Cades sale, total seller costs to list and close traditionally run about $12,542 roughly 8.6% of the sale price. Here's the line-item breakdown.

Median DOM: 71 days
Median income: $41,926
Total transfer rate: 0.37%

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List with an agent

$145,000 sale price

Agent commission (5.5%)$7,975
State + local transfer tax (0.37%)$537
Owner's title insurance (0.4%)$580
Recording / settlement / attorney$800
Pre-listing repairs (1%)$1,450
Staging + photography$1,200

Total costs$12,542

Net to seller$132,459

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$113,100 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$113,100

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $19,359

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Yes — South Carolina customarily requires an attorney at closing.

Transfer tax

SC deed recording fee is $3.70/$1,000. Attorney required.

Repair credits

On a traditional listing, post-inspection repair credits in Cades commonly cost sellers another $2-8k beyond the budget above.

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