Harrison, TN local closing costs

Cost to sell a house in Harrison, TN.

On a typical $255,000 Harrison sale, total seller costs to list and close traditionally run about $20,616 roughly 8.1% of the sale price. Here's the line-item breakdown.

Median DOM: 71 days
Median income: $72,608
Total transfer rate: 0.37%

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List with an agent

$255,000 sale price

Agent commission (5.5%)$14,025
State + local transfer tax (0.37%)$944
Owner's title insurance (0.45%)$1,148
Recording / settlement / attorney$750
Pre-listing repairs (1%)$2,550
Staging + photography$1,200

Total costs$20,616

Net to seller$234,384

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$198,900 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$198,900

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $35,484

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Tennessee, but title companies handle most closings.

Transfer tax

TN transfer tax is $0.37/$100.

Repair credits

On a traditional listing, post-inspection repair credits in Harrison commonly cost sellers another $2-8k beyond the budget above.

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