Indian Mound, TN local closing costs

Cost to sell a house in Indian Mound, TN.

On a typical $205,000 Indian Mound sale, total seller costs to list and close traditionally run about $16,956 roughly 8.3% of the sale price. Here's the line-item breakdown.

Median DOM: 71 days
Median income: $58,592
Total transfer rate: 0.37%

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List with an agent

$205,000 sale price

Agent commission (5.5%)$11,275
State + local transfer tax (0.37%)$759
Owner's title insurance (0.45%)$923
Recording / settlement / attorney$750
Pre-listing repairs (1%)$2,050
Staging + photography$1,200

Total costs$16,956

Net to seller$188,044

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$159,900 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$159,900

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $28,144

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Tennessee, but title companies handle most closings.

Transfer tax

TN transfer tax is $0.37/$100.

Repair credits

On a traditional listing, post-inspection repair credits in Indian Mound commonly cost sellers another $2-8k beyond the budget above.

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Stewart County

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