Saint Stephens Church, VA local closing costs

Cost to sell a house in Saint Stephens Church, VA.

On a typical $210,000 Saint Stephens Church sale, total seller costs to list and close traditionally run about $17,015 roughly 8.1% of the sale price. Here's the line-item breakdown.

Median DOM: 71 days
Median income: $60,675
Total transfer rate: 0.25%

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List with an agent

$210,000 sale price

Agent commission (5.5%)$11,550
State + local transfer tax (0.25%)$525
Owner's title insurance (0.4%)$840
Recording / settlement / attorney$800
Pre-listing repairs (1%)$2,100
Staging + photography$1,200

Total costs$17,015

Net to seller$192,985

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$163,800 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$163,800

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $29,185

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Virginia, but title companies handle most closings.

Transfer tax

VA seller-paid grantor tax is $1/$1,000.

Repair credits

On a traditional listing, post-inspection repair credits in Saint Stephens Church commonly cost sellers another $2-8k beyond the budget above.

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