Where does foreclosure data come from for the U.S.?

This is a directional index built from affordability and population — not a property-level filings count. Use county records for filings.

I'm facing foreclosure — what now?

Submit your address; we'll connect you to a buyer who can close before the auction date.

Does this measure actual filings?

No. It estimates relative risk to compare markets side-by-side.

Where does foreclosure data come from for Montana?

This is a directional index built from affordability and population — not a property-level filings count. Use county records for filings.

I'm facing foreclosure — what now?

Submit your address; we'll connect you to a buyer who can close before the auction date.

Does this measure actual filings?

No. It estimates relative risk to compare markets side-by-side.

Seller authority

Foreclosure risk by city

Foreclosure risk rises when affordability stretches and incomes lag. This ranks the U.S. cities by a composite risk index — higher = more sellers facing distress.

Last updated June 2026

Top 25 nationally

#	City	State	Risk index	Score
1	Los Angeles	CA	100 / 100	100	View
2	San Diego	CA	99 / 100	99	View
3	San Jose	CA	99 / 100	99	View
4	Denver	CO	99 / 100	99	View
5	San Francisco	CA	98 / 100	98	View
6	Sacramento	CA	98 / 100	98	View
7	Seattle	WA	98 / 100	98	View
8	Fresno	CA	97 / 100	97	View
9	Bakersfield	CA	97 / 100	97	View
10	Long Beach	CA	97 / 100	97	View
11	Colorado Springs	CO	97 / 100	97	View
12	Washington	DC	97 / 100	97	View
13	Bronx	NY	97 / 100	97	View
14	Riverside	CA	96 / 100	96	View
15	Oakland	CA	96 / 100	96	View
16	Stockton	CA	96 / 100	96	View
17	Anaheim	CA	96 / 100	96	View
18	Santa Ana	CA	96 / 100	96	View
19	Honolulu	HI	96 / 100	96	View
20	Spokane	WA	96 / 100	96	View
21	Tacoma	WA	96 / 100	96	View
22	Modesto	CA	95 / 100	95	View
23	Corona	CA	95 / 100	95	View
24	Chula Vista	CA	95 / 100	95	View
25	San Bernardino	CA	95 / 100	95	View

By state

Top picks within each state. Click through for the full state-level ranking.

Alabama

1. Birmingham47 / 100
2. Mobile45 / 100
3. Montgomery44 / 100

Full AL ranking

Alaska

1. Anchorage62 / 100
2. Fairbanks58 / 100
3. Wasilla57 / 100

Full AK ranking

Arizona

1. Phoenix86 / 100
2. Tucson81 / 100
3. Mesa76 / 100

Full AZ ranking

Arkansas

1. Little Rock40 / 100
2. Fayetteville35 / 100
3. Fort Smith35 / 100

Full AR ranking

California

1. Los Angeles100 / 100
2. San Diego99 / 100
3. San Jose99 / 100

Full CA ranking

Colorado

1. Denver99 / 100
2. Colorado Springs97 / 100
3. Aurora94 / 100

Full CO ranking

Connecticut

1. Waterbury71 / 100
2. Bridgeport68 / 100
3. New Haven68 / 100

Full CT ranking

Delaware

1. Newark63 / 100
2. Wilmington61 / 100
3. Dover57 / 100

Full DE ranking

Florida

1. Miami83 / 100
2. Orlando78 / 100
3. Jacksonville78 / 100

Full FL ranking

Georgia

1. Atlanta67 / 100
2. Marietta61 / 100
3. Savannah61 / 100

Full GA ranking

Hawaii

1. Honolulu96 / 100
2. Waipahu91 / 100
3. Ewa Beach91 / 100

Full HI ranking

Idaho

1. Boise80 / 100
2. Nampa77 / 100
3. Idaho Falls77 / 100

Full ID ranking

Illinois

1. Chicago60 / 100
2. East Saint Louis58 / 100
3. Rockford50 / 100

Full IL ranking

Indiana

1. Indianapolis53 / 100
2. Fort Wayne48 / 100
3. Gary48 / 100

Full IN ranking

Iowa

1. Des Moines43 / 100
2. Cedar Rapids42 / 100
3. Davenport41 / 100

Full IA ranking

Kansas

1. Wichita46 / 100
2. Kansas City45 / 100
3. Topeka44 / 100

Full KS ranking

Kentucky

1. Louisville47 / 100
2. Lexington43 / 100
3. Bowling Green40 / 100

Full KY ranking

Louisiana

1. New Orleans42 / 100
2. Baton Rouge41 / 100
3. Shreveport40 / 100

Full LA ranking

Maine

1. Portland62 / 100
2. Bangor61 / 100
3. Lewiston61 / 100

Full ME ranking

Maryland

1. Baltimore80 / 100
2. Hyattsville72 / 100
3. Silver Spring68 / 100

Full MD ranking

Massachusetts

1. Worcester94 / 100
2. Springfield93 / 100
3. Lowell92 / 100

Full MA ranking

Michigan

1. Detroit73 / 100
2. Flint55 / 100
3. Hamtramck50 / 100

Full MI ranking

Minnesota

1. Minneapolis70 / 100
2. Saint Paul67 / 100
3. Rochester59 / 100

Full MN ranking

Mississippi

1. Jackson36 / 100
2. Gulfport32 / 100
3. Hattiesburg32 / 100

Full MS ranking

Missouri

1. Saint Louis53 / 100
2. Kansas City51 / 100
3. Springfield47 / 100

Full MO ranking

Montana

1. Billings80 / 100
2. Missoula74 / 100
3. Great Falls74 / 100

Full MT ranking

Nebraska

1. Omaha50 / 100
2. Lincoln47 / 100
3. Bellevue40 / 100

Full NE ranking

Nevada

1. Las Vegas92 / 100
2. Reno80 / 100
3. Henderson80 / 100

Full NV ranking

New Hampshire

1. Manchester80 / 100
2. Nashua74 / 100
3. Concord73 / 100

Full NH ranking

New Jersey

1. Newark95 / 100
2. Camden91 / 100
3. Trenton89 / 100

Full NJ ranking

New Mexico

1. Albuquerque62 / 100
2. Sunland Park56 / 100
3. Las Cruces55 / 100

Full NM ranking

New York

1. Bronx97 / 100
2. Brooklyn94 / 100
3. Buffalo91 / 100

Full NY ranking

North Carolina

1. Charlotte67 / 100
2. Raleigh66 / 100
3. Greensboro61 / 100

Full NC ranking

North Dakota

1. Fargo47 / 100
2. Bismarck44 / 100
3. Grand Forks42 / 100

Full ND ranking

Ohio

1. Cleveland55 / 100
2. Youngstown51 / 100
3. Cincinnati50 / 100

Full OH ranking

Oklahoma

1. Oklahoma City45 / 100
2. Tulsa42 / 100
3. Broken Arrow38 / 100

Full OK ranking

Oregon

1. Portland90 / 100
2. Salem83 / 100
3. Eugene82 / 100

Full OR ranking

Pennsylvania

1. Philadelphia60 / 100
2. Pittsburgh56 / 100
3. Reading50 / 100

Full PA ranking

Puerto Rico

1. Ponce93 / 100
2. Bayamon85 / 100
3. Mayaguez85 / 100

Full PR ranking

Rhode Island

1. Providence81 / 100
2. Warwick73 / 100
3. Pawtucket73 / 100

Full RI ranking

South Carolina

1. Columbia55 / 100
2. Greenville54 / 100
3. Charleston54 / 100

Full SC ranking

South Dakota

1. Sioux Falls52 / 100
2. Rapid City47 / 100
3. Aberdeen44 / 100

Full SD ranking

Tennessee

1. Memphis64 / 100
2. Nashville60 / 100
3. Knoxville60 / 100

Full TN ranking

Texas

1. Houston66 / 100
2. San Antonio66 / 100
3. Dallas65 / 100

Full TX ranking

Utah

1. Salt Lake City94 / 100
2. Ogden87 / 100
3. West Jordan85 / 100

Full UT ranking

Vermont

1. Burlington59 / 100
2. Rutland53 / 100
3. Essex Junction53 / 100

Full VT ranking

Virginia

1. Virginia Beach71 / 100
2. Richmond71 / 100
3. Norfolk70 / 100

Full VA ranking

Washington

1. Seattle98 / 100
2. Spokane96 / 100
3. Tacoma96 / 100

Full WA ranking

Washington D.C.

1. Washington97 / 100

Full DC ranking

West Virginia

1. Charleston33 / 100
2. Morgantown32 / 100
3. Huntington32 / 100

Full WV ranking

Wisconsin

1. Milwaukee60 / 100
2. Madison55 / 100
3. Green Bay54 / 100

Full WI ranking

Wyoming

1. Cheyenne56 / 100
2. Casper56 / 100
3. Gillette54 / 100

Full WY ranking

Methodology

Risk index = 60% affordability stress (home value ÷ income) + 40% market size weighting. Higher = more total distressed sellers in absolute terms.

FAQ

Where does foreclosure data come from for the U.S.?: This is a directional index built from affordability and population — not a property-level filings count. Use county records for filings.
I'm facing foreclosure — what now?: Submit your address; we'll connect you to a buyer who can close before the auction date.
Does this measure actual filings?: No. It estimates relative risk to compare markets side-by-side.