Edwardsville, IL local closing costs

Cost to sell a house in Edwardsville, IL.

On a typical $325,000 Edwardsville sale, total seller costs to list and close traditionally run about $26,638 roughly 8.2% of the sale price. Here's the line-item breakdown.

Median DOM: 52 days
Median income: $92,766
Total transfer rate: 0.55%

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List with an agent

$325,000 sale price

Agent commission (5.5%)$17,875
State + local transfer tax (0.55%)$1,788
Owner's title insurance (0.5%)$1,625
Recording / settlement / attorney$900
Pre-listing repairs (1%)$3,250
Staging + photography$1,200

Total costs$26,638

Net to seller$298,363

Time to close: typically 60-90 days from list to keys.

HomeInvestor cash offer

$253,500 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$253,500

Time to close: 7-21 days. No showings, no contingencies.

Net difference

Listing nets you more: $44,863

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Yes — Illinois customarily requires an attorney at closing.

Transfer tax

IL state + county + city transfer taxes stack; Chicago is highest. Attorney customary.

Repair credits

On a traditional listing, post-inspection repair credits in Edwardsville commonly cost sellers another $2-8k beyond the budget above.

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