Cost to sell a house in Mount Vernon, NY.
On a typical $250,000 Mount Vernon sale, total seller costs to list and close traditionally run about $23,950 roughly 9.6% of the sale price. Here's the line-item breakdown.
- Median DOM
- 52 days
- Median income
- $71,159
- Total transfer rate
- 1.40%
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List with an agent
$250,000 sale price
- Agent commission (5.5%)$13,750
- State + local transfer tax (1.4%)$3,500
- Owner's title insurance (0.6%)$1,500
- Recording / settlement / attorney$1,500
- Pre-listing repairs (1%)$2,500
- Staging + photography$1,200
Time to close: typically 60-90 days from list to keys.
HomeInvestor cash offer
$195,000 offer (~78% of retail)
- Agent commission$0
- Transfer tax(Buyer pays)$0
- Title insurance(Buyer pays)$0
- Closing / attorney fees(Buyer pays)$0
- Repairs(As-is, buyer's problem)$0
- Staging / photography(Not needed)$0
Time to close: 7-21 days. No showings, no contingencies.
Net difference
Listing nets you more: $31,050
The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.
Attorney required?
Yes — New York customarily requires an attorney at closing.
Transfer tax
NY state RETT $2/$500; NYC adds 1% mansion tax above $1M. Attorney required.
Repair credits
On a traditional listing, post-inspection repair credits in Mount Vernon commonly cost sellers another $2-8k beyond the budget above.
Mount Vernon adds a local surtax
Mount Vernon transfer tax — +1.00%
Mount Vernon stacks a 1% city transfer tax on top of the NY state RETT.
Result: on a $250,000 sale, Mount Vernon's transfer tax line is $3,500 instead of $1,000 at the state baseline.
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